Final Expense Insurance In El Paso, TX & Las Cruces, NM
Your Go-To Insurance Broker Serving Texas & New Mexico
Protect Your Loved Ones — Get a Free Coverage Review Today in Texas and New Mexico
Planning for the future means thinking ahead — including how your loved ones will manage expenses when the time comes. A Final Expense Insurance policy is a simple, affordable way to make sure funeral and burial costs are covered, sparing your family from unexpected financial stress.
In Texas and New Mexico, funeral services can cost around $7,000 on average. Final expense insurance helps you plan ahead with low monthly premiums and peace of mind knowing your loved ones will have the financial support they need. If you're unsure what final expense insurance is, or how to qualify, contact us today.
What Is Final Expense Insurance?
Final expense insurance is a special type of life insurance designed to cover end-of-life costs such as funeral services, burial, or cremation. It’s ideal for seniors who want affordable coverage without the hassle of a full medical exam.
Your death benefit can help pay for:
- Funeral home and clergy fees
- Transportation and flowers
- Burial or cremation services
- Medical bills or outstanding debts
In El Paso and Doña Ana counties, the average burial costs around $6,900, while cremations are closer to $4,500. There a few
types of final expense plans, and the right policy helps your family handle those costs without worry or delay.
Who is Final Expense for?
Final expense insurance is made for seniors ages 55–85 who want to protect their families without paying high premiums. These plans are smaller and more flexible than traditional life insurance, making them accessible and budget-friendly.
Most plans require no medical exam — just a few simple health questions. Even if you have pre-existing conditions, we can help you find a guaranteed issue policy that offers the coverage you deserve.
Why Purchase Final Expense Insurance?
Losing a loved one is hard enough — financial stress shouldn’t make it harder. A final expense policy gives your family peace of mind, knowing your funeral and related expenses are already taken care of.
Without coverage, families must pay these costs upfront, often while grieving. With final expense insurance, you can ensure your loved ones can focus on what truly matters — remembering your life and legacy.
If you don’t already have life insurance or want to leave something behind for your family, final expense insurance is an excellent option. It’s affordable, predictable, and designed to protect those who matter most.
Who Qualifies for Final Expense Insurance?
Almost every senior qualifies. Whether you’re in good health or facing medical challenges, there’s a plan available to fit your needs. Our team at Poarch Insurance works with trusted carriers to find the right coverage for your situation. Learn more about
the cost of final expense insurance or
call us today to get a free consultation.
Do I Qualify if I Have Health Problems?
We can help even people with serious health conditions find policies. Guaranteed issue policies are made specially for ailing seniors.
At Poarch Insurance, we are committed to serving Texas and New Mexico region. For help securing a final expense policy, contact us today.
Get Help from Poarch Insurance In Texas and New Mexico
At Poarch Insurance, we proudly serve Texas and New Mexico, helping local families find affordable and reliable final expense coverage.
Contact us today for a free coverage review and find out how easy it can be to secure peace of mind for you and your loved ones.
Call now or request your free quote online!